This is to summarize the key Earkart benefits (“Benefits”) offered by Earkart Private Limited (“Earkart”). Benefits under the policy can be availed by registered users/ Customers on the Earkart customer mobile application (hereinafter referred to as “Mobile Application”). 

  1. Benefits can be availed on the Dispenser Invoice issued to the Customer. 
  2. Customer must [In the event the Dispenser invoice is not auto-generated on the Mobile Application] upload the Dispenser’s invoice on the Mobile Application or provide the same to the Earkart officials.
  1. The Customer shall provide the Dispenser invoice and other mandatory details required by Earkart, within fifteen [15] days from the date of purchase.
  2. The invoice must have serial number of the device(s), model, date of purchase, Customer’s name and an invoice value.
  3. After successful verification of the Customer details/ Invoice the Customer shall be able to avail the Earkart benefits.



  1. Earkart Hearing Aid Insurance- Third-party insurance policy providing coverage against any accidental loss, damage or theft of the product. [subject to the terms and conditions of the third-party insurer.]
  2. A UV electrical de- humidifier.
  3. Instant credit of 50% of the amount of the invoice uploaded/ provided by the Customer, to the Mobile Application Wallet (hereinafter referred to as “Wallet”).


  1. Benefits to be provided towards proper details and the correct legible invoice only.
  2. Details must be provided within 15 days from the date of purchase of the product.
  3. The claim will not be permissible by the third-party insurer if they are not in compliance with their terms and conditions.
  4. Earkart shall credit 50% of the amount of the invoice value to the Wallet, immediately upon uploading/ providing the Dispenser’s invoice on the mobile application by the Customer. 
  5. Benefits will be dispatched to the Customer only after fifteen (15) days from the date of purchase. Any request for return of the products raised by the Customer after fifteen (15) days from the date of purchase of such products, the Customer shall be liable to return the Benefits availed by the Customer immediately on returning the Product(s). Thereafter, the insurance shall stand cancelled and the wallet amount will be rescinded. 
  6. Any false insurance claim raised shall lead to immediate termination of such claim, along with appropriate legal proceedings against the Customer.
  7. The Wallet amount can be redeemed only after completion of one [1] month from the date of issuance of the insurance cover.
  8. The Wallet amount is transferable and valid for all users.
  9. The Wallet amount shall expire within four [4] years from the date of issuance of the insurance cover.
  10. The Wallet amount is not valid for use with other promotional offers being rotated on the mobile application.
  11. The Wallet amount can be availed only on your next purchase through the dealer network of Earkart.
  12. The Wallet amount can be redeemed on making a purchase having a MRP higher than the MRP of the device detailed on the uploaded Customer invoice. 
  13. The Wallet amount cannot be availed partially. It is a one-time use voucher only.

For e.g: Mr. X is desirous of purchasing a new hearing aid of MRP INR 50,000/- and in his Earkart wallet he has INR 10,000 /-, then Mr. X can utilise the entire wallet amount for the buying the above desired hearing aid for INR 40,000/-.


In another e.g: If, Mr. Y wants to buy a hearing aid of MRP INR 20,000/- but has INR 25000/- in his Earkart wallet, he cannot avail this benefit. For availing the wallet amount Mr. Y has to purchase hearing aid of above INR 50,000 MRP. 


  1. You cannot change or refund purchases made with the Wallet amount. Any return of purchase made with this instant credit amount; the refund value will not include the voucher value.

*This is a timely offer being floated by Earkart. Earkart has every right to modify the terms/ discontinue the offer as per their own discretion.

*This communication does not contain any assertion, representation, or statement with respect to the business of insurance or with respect to any person in the conduct of his or her insurance business, that is untrue, deceptive, or misleading, and that is known or that by the exercise of reasonable care should be known, to be untrue, deceptive or misleading.

*Statements made regarding insurance coverage in these terms and conditions are for general description purposes only and they do not amend, modify, supplement, or alter any insurance policy in any way, including but not limited to claims purposes, nor do they provide details regarding terms, conditions, coverage, exclusions, or services of any insurance policy. Policy eligibility is subject to qualifications and approval of the third-party insurer only.

*By submitting an application through this site, you acknowledge that certain personal data disclosed as part of the application process is necessary for purposes of evaluating and issuing insurance products to you by the third-party insurer and you hereby consent to the insurer processing such information. You understand that the insurer may share the information directly with their affiliates as part of the application process for purposes of evaluating and issuing the insurance products and risk management.